Tennessee

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Hendersonville, Tennessee CD Rates – 18-Month

You are viewing rates from banks across Hendersonville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Hendersonville, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Hendersonville, TN - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.75% → 4.50% → 4.25% → 4.30% → 4.20%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.75%

$10,000

13.95

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0.70%

$100,000

10.09

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0.65%

$10,000

19.42

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| Nov 4, 2019

So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to ... Read More

0.60%

$10,000

17.00

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0.60%

$10,000

10.09

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0.51%

$10,000

15.44

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0.50%

$10,000

17.62

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0.45%

$10,000

18.84

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0.38%

$10,000

24.07

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0.35%

$10,000

19.96

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0.35%

$10,000

6.99

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hendersonville, TN - August 2, 2025


Branch Street City State
Simmons Bank
First State Mortgage Branch
7114 Highway 70 South, Suite 105 Nashville TN
InsBank
Insbank Branch
2106 Crestmoor Road Nashville TN
Wells Fargo Bank, National Association
Bellevue Branch
7514 Highway 70 South Nashville TN
Citizens Savings Bank and Trust Company
Clarksville Hwy. Branch
3930 Clarksville Hwy. Nashville TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
Volunteer Bank
Springfield Branch
2112 Memorial Blvd Springfield TN
BankTennessee
Lebanon Branch
355 South Hartman Drive Lebanon TN
Citizens Bank of Lafayette
Lebanon Main Branch
1035 West Main Street Lebanon TN
CedarStone Bank
Donelson Branch
2800 Lebanon Pike Nashville TN
Bank of Tennessee
Nashville Branch
2525 West End Street Nashville TN
Legends Bank
Green Hills Branch
2213 Crestmoor Road Nashville TN
F&M Bank
Springfield Branch
3519 Tom Austin Highway Springfield TN
Southern Bank of Tennessee
Smyrna Branch
403 S Lowry St Smyrna TN
FSNB, National Association
Fsnb - Nashville Charlotte Pike Walm Branch
7044 Charlotte Pike Nashville TN
First Freedom Bank
Mt. Juliet Branch
12888 Lebanon Road Mount Juliet TN
Renasant Bank
Nashville Green Hills Branch
2200 Abbott Martin Road, Suite 101 Nashville TN
Pinnacle Bank
Nashville Old Mo Branch
7651 Highway 70 South Nashville TN
Renasant Bank
Nashville Green Hills Branch
2200 Abbott Martin Road, Suite 101 Nashville TN
Bank of America, National Association
Bellevue Branch
7043 Highway 70 South Nashville TN
First-Citizens Bank & Trust Company
Nashville Demonbreun Branch
1534 Demonbreun Street Nashville TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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